Most people prefer to commute to places by using public transportation. They don’t realize however that owning a car, would be less expensive, compared to the public transportation. It can also become frustrating when one misses out on job opportunities that could have been achieved, if one had a car. However there are grants and loans available for people interested in buying cars.
This program is based upon a theory. The theory states that people should be able to commute to places easily. The reason for this is because this can greatly affect the way people live their lives. So whether it is dropping the children to school or going to work the travel should not be cumbersome.
The Robert Wood Johnson Foundation
This foundation provides some statistics of the Bonnie CLAC program. It states that since 2001 it has guaranteed more than $13 million in car loans. As far as car buying is concerned, Bonnie CLAC, has helped about 1,000 people in New England, to buy cars cheaply.
In order, to participate in the program people must meet certain qualifications. Firstly the program offers people financial counseling. These participants must be working and employed.
Further they must show that they are having credit problems. Due to these problems they cannot buy a car for themselves. Lastly these people must be living in places where the program is offered. These places are New Hampshire, Maine, Vermont and Massachusetts.
Vehicles for Change
This is another program that provides financial assistance to people. People who can afford to donate their cars to Vehicles for Change.
Through these donations the program helps families who can’t afford a car. These families must be residing in Virginia, Washington D.C. and Maryland.
Martin Swartz the executive director of the program, reports that, they have helped over 3000 people since 1999. These people could not buy cars for themselves. But Vehicles for Change was able to help them out.
Statistics have been provided by the program administrators. These show that 73% of the chosen people obtained good jobs. Further they received an increase in their annual salary. This was estimated to be about $5000.
The qualifications for Vehicles for Change have to be met by the participants. Firstly they need to have a clear and clean driving history. Secondly they must be working or have received a job offer. Lastly they should not have a criminal background.
Working Wheels decreases the chances of people losing their jobs because of transport problems. Certain qualifications for the program need to be met. The participants need to illustrate an urgent need for owning a car.
The main program itself is only available for people residing in Washington. However there are variations of the program. These variations provide donated cars, motorbikes and trucks. These are available for commercial use.
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